Team

Ryan Chen-Wing

Ryan is a Waterloo alumnus and economics and history student. Ryan has a strong affinity for the university and is an active proponent of Waterloo’s culture of experiential learning and its enterprising spirit.

 

 

 

 

Helena Cao

As a Mathematics and Business student, Helena hopes to balance the quantitative with the qualitative to gain a holistic perspective on the business industry. First introduced to entrepreneurship through the Shad Valley Summer Camp, Helena became a firm believer in the youth’ power to initiate social change and innovation.

 

 

 
 

Mark Haley

Mark is a fourth year BBA student at Wilfrid Laurier University focusing on a concentration in Accounting and Economics. As a member of Waterloo Banking, Mark strives to empower others through providing students with an opportunity to apply business knowledge in a real-life business setting, while contributing towards improving financial literacy among students at UW and WLU. Upon graduating, Mark plans on pursuing his CA designation.

 

 
 

 

Nicole Covello

Nicole is a third year student at the University of Waterloo working towards a Bachelor in Mathematics specializing in financial analysis and risk management. She loves working with the Waterloo Banking Project because she truly believes it will make a huge difference in the lives of many students. Her main goals in life are to make a difference and travel the world.

Random Testimonial

  • ~ Which factors affect credit scores?

    "Here is a website that presents the info relatively easy and not too boring: http://www.alberta-mortgages.com/articles/credit-bureau.html Also, you can get a free credit report at http://www.consumer.equifax.ca/home/en_ca. From alberta-mortgages.com:

    Here are the factors considered when calculating your credit score and an estimate of how heavily each factor might be weighted.

    » Past payment history (35 percent): bankruptcies, late payments, past due accounts and wage attachments
    » Amount of credit owing (30 percent): amount owed on accounts, proportion of balances to total credit limits
    » Length of time credit established (15 percent): time since accounts opened, time since account activity
    » Search for and acquisition of new credit (10 percent): number of recent credit inquiries, number of recently opened accounts
    » Types of credit established (10 percent): number of various types of accounts (credit cards, retail accounts,"

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