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Winter 2016 “Build your Financial Future” Panel event

Date & Time: January 13th @ 6pm

Location: QNC 2502

Waterloo Banking Project will be holding its second “Build your financial future” panel event. The event will consist of a formal question and answer period. It will focus on answering questions pertaining to the complications of personal finance. With a focus on topics such as OSAP, student loans, saving, investments, as well as finances after graduation. The panel members will also briefly discuss their own personal finance experiences.

Random Testimonial

  • ~ Which factors affect credit scores?

    "Here is a website that presents the info relatively easy and not too boring: http://www.alberta-mortgages.com/articles/credit-bureau.html Also, you can get a free credit report at http://www.consumer.equifax.ca/home/en_ca. From alberta-mortgages.com:

    Here are the factors considered when calculating your credit score and an estimate of how heavily each factor might be weighted.

    » Past payment history (35 percent): bankruptcies, late payments, past due accounts and wage attachments
    » Amount of credit owing (30 percent): amount owed on accounts, proportion of balances to total credit limits
    » Length of time credit established (15 percent): time since accounts opened, time since account activity
    » Search for and acquisition of new credit (10 percent): number of recent credit inquiries, number of recently opened accounts
    » Types of credit established (10 percent): number of various types of accounts (credit cards, retail accounts,"

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