March 4, 2010 in Blog, Project Updates by Ryan
Results from our test survey on personal financial management
As a part of our market research we are implementing a survey to find out about their need for financial services, knowledge of financial management, how much people know about credit unions, and how willing they would be to support or use student run financial services.
In planning the full survey, we made a test survey specifically about personal financial management. The survey was not meant to represent the population, but help us with subsequent surveys. The results gave us an insight into people’s financial habits and ideas of how we might structure questions differently.
Here is a review of some of the results:
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- ~ What’s the best way to approach a friend who owes a large amount of money?
"Lending and borrowing money is always a tough situation, especially between friends. Consider what would happen if you never get the money back. Always have written records when lending or borrowing money because that keeps both parties accountable. If your friend brushes you off or delays the payments, you need to have a face to face conversation with your friend about the loan. This is better than over the phone and certainly by email. Set up a time to sit down and discuss. Share your feelings and be sensitive to his or her space. If he feels backed into a corner, it is hard to create positive action. Propose a repayment schedule that you think is fair and and a back-up strategy if it doesn't work (i.e. talking to his parents, going to the small claims"
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